Debt

If you're struggling with debt, life can feel very stressful. There are lots of organisations that can help you - and it's best to approach them as soon as you start to worry. The sooner you ask for help, the better. 

• Gov.uk has simple, useful advice on paying off debts
• National Debtline can help you over the phone or using live chat, and they are open in the evenings
• Citizens Advice can give you reliable advice on both debt and benefits
• Stepchange is a debt advice charity.