A pathway to owning more of your home

At NCHA we build homes for social and affordable rent, as well as for Shared Ownership. We currently have more than 1,500 homeowners.

For many people, Shared Ownership provides an affordable route onto the property ladder. It also offers the opportunity to increase your ownership over time through staircasing, helping you own more of your home and reduce the rent you pay on the remaining share.

Why do people staircase?

People choose to staircase for many reasons, including:

• An increase in income
• Improved affordability
• Changes in family circumstances
• Receiving an inheritance or financial support
• Wanting to reduce rent payments.

Staircasing gives homeowners the flexibility to increase their ownership at a speed that suits them.

Could Shared Ownership be right for you?

Shared Ownership could help:

• First-time buyers
• People returning to homeownership
• Single-income households
• Families looking for an affordable home
• Those unable to buy on the open market.

Many people choose Shared Ownership because it can require a smaller deposit and mortgage than buying outright, while offering the opportunity to own a greater share of your home in the future.

Homes available across the East Midlands

We have Shared Ownership homes available across the East Midlands, with new developments coming soon.

Whether you're looking for your first home or planning for the future, Shared Ownership and staircasing could help make homeownership more achievable.

Search our homes and find out if Shared Ownership could be right for you.