Shared ownership mortgage advisors

You’ll need to speak to one of the mortgage advisors listed below before buying a shared ownership home with us. This also applies if you are buying your home without a mortgage.

The advisor will carry out an affordability assessment with you to establish what percentage of the home you will be able to buy. The assessment is free of charge, and you are under no obligation to take out a mortgage with the advisor. If you do decide to take out a mortgage with them, they will be able to explain any fees involved before you proceed further.

As part of your detailed affordability assessment, the mortgage advisor checks that you have a level of disposable income remaining after all household costs and commitments have been taken into account. We require that you have a minimum net disposable income left after all deductions of:

• Single applicants – 5% of their monthly net income
• Joint applicants – 10% of their monthly joint net income

The advisors below are qualified, regulated and experienced in providing advice on shared ownership mortgages.

Key Mortgages
Gothic House
Barker Gate
Nottingham
NG1 1JU
Key Mortgages website
enquiries@keymortgages.uk 
Telephone: 0115 784 1620

TMP - The Mortgage People
TMP website | TMP online affordability assessment
chirpy@tmpmortgages.co.uk 
Telephone: 0800 488 0814

Metro Finance
Metro Finance website
NCHA@metrofinance.co.uk 
Telephone: 0114 299 9138